I live in Hammond and I was caught driving under the influence. I was wondering if I have to buy Indiana SR22 insurance even if I do not own a car.
Driver’s that are caught driving under the influence and do not own a car are still required to purchase Indiana SR 22 insurance. If you would like to have your driver’s license reinstated then you must buy SR-22 insurance. There is a type of SR 22 insurance for driver’s that do not own a vehicle of their own. It is called Indiana Non-Owner SR 22 insurance. Purchasing Non-Owner SR 22 in Hammond will cover the damage that you could possibly cause while using someone else’s car. Non-Owner SR 22 insurance provides driver’s with the minimum liability coverage for any car that they may drive.
Indiana Non-Owner SR 22 insurance can be pretty expensive because your insurance company will not know what type of vehicle you are driving. One of the best ways that you will find the cheapest rates on this type of insurance is to go online and do your research. There are so many websites out there that will allow you to compare quotes between many different auto insurance companies.
Filling out an online quote only takes a few minutes while calling a bunch of different insurance companies could take hours. To find the cheapest and most accurate results, compare quotes from 4 or 5 different companies and make sure to input the same information on every quote. After finding a company that offers you the cheapest rate, it is always a good idea to give them a call to ask any questions that you have and set up your policy.